Good news for Pakistani freelancers and online businesses: the discussion around PayPal’s availability in Pakistan is heating up. For years, the lack of access to PayPal, a leading global online payment system, has been a significant hurdle.

But here’s a reason for optimism: recent statements from influential figures in Pakistan’s tech sector hint at the possibility of PayPal’s official introduction in the country. This could revolutionize how Pakistanis send and receive money globally.

With the growing e-commerce market and the rise of freelancers in Pakistan, this potential development could open up vast opportunities. This article will delve deeper into this topic, providing you with the latest updates, guides, and alternatives.

What is PayPal?

PayPal is an online tool that people use to send and receive money. It works in many countries. You don’t have to share your bank details when you use it, which keeps your money safe. Today, many online shops and services accept PayPal. It’s become trendy because it’s easy to use, especially on phones and tablets. In places like Pakistan, people are eager for PayPal because it can help grow online businesses and make shopping from other countries simpler.

Why is PayPal Needed in Pakistan?

In Pakistan, more and more people are getting into online shopping, and freelancers are offering their services to people worldwide. For these freelancers, the challenge often comes when it’s time to get paid. Traditional banking methods can be slow, and international transaction fees can take a big bite of their earnings.

Also, many people outside of Pakistan trust and prefer using PayPal when they buy things online. It’s not just about convenience; it’s also about safety. With PayPal, there are extra protections against online scams. So, having PayPal in Pakistan could make transactions smoother, build trust, and open doors to global opportunities.

How to Create a PayPal Account in Pakistan?

Making a PayPal account in Pakistan is more complicated because it’s not officially available here. However, you can still do it with patience and the proper steps.

 Here’s a simple guide:

  1. Go to the official PayPal website:
  2. Look for the ‘Signup’ button, usually at the top right corner.
  3. Choose between a personal or business account, depending on your needs.
  4. Enter your details, including an email address that you check regularly.
  5. Make sure your password is strong with letters, numbers, and symbols.
  6. This is where it gets tricky: you must provide an address and phone number from a region where PayPal operates. Some people use the lessons of friends or relatives abroad. Just make sure you can access any emails or calls sent there.
  7. After filling in the details, you’ll get a confirmation email. Check it and follow the instructions to verify your account.

Remember, while this method is commonly used, it’s always a good idea to stay updated on any official news regarding PayPal’s status in Pakistan.



If you’re an individual in Pakistan and want a personal PayPal account for shopping, receiving gifts, or freelancing, follow these steps:

  1. Visit and click ‘Sign Up for Free.’
  2. Choose the ‘Personal’ option.
  3. Use an active email address.
  4. Set a strong password.
  5. Enter an address from a country where PayPal operates.
  6. Provide a phone number linked to that address.
  7. Skip-linking a credit or debit card for now.
  8. Check your email for a confirmation link to activate your account.

Remember, while this method is standard, always be cautious and stay updated on any changes regarding PayPal in Pakistan.


Businesses in Pakistan seeking to tap into the international market often feel the need for more PayPal. A Business PayPal account can help facilitate payments from clients and customers worldwide. If you’re considering setting up a business account from Pakistan, here’s a guide to assist:

  1. Begin at the Source: Navigate to Opt for the ‘Signup’ button prominently displayed on the page.
  2. Choosing the Right Account: When prompted, select ‘Business.’ This type is tailor-made for enterprises, both big and small.
  3. Email Matters: Provide a business email. Ensure it’s regularly monitored, as all PayPal correspondence will head there.
  4. Safety First: Create a secure password. Combining uppercase, lowercase, numbers, and symbols can make it robust against potential threats.
  5. Business Details: Here, you’ll provide your business name and address. Since PayPal isn’t officially available in Pakistan, businesses often use addresses from countries where PayPal operates, like the UAE or the US. It’s essential to ensure the address can receive any physical mail from PayPal.
  6. Phone Verification: A corresponding phone number to the provided address is needed. PayPal might send a verification code to this number.
  7. Additional Info: PayPal will ask for more details about your business, including its type, category, and estimated monthly sales.
  8. Linking Financials: To facilitate transactions, you’ll need to connect a bank account or credit card. Depending on the country of the address you provided, specific banks will be preferred.
  9. Activate: An email will be sent to the provided address for verification. Once clicked and verified, your business account is ready to roll.

While many businesses in Pakistan use this method, it’s essential to tread cautiously. Staying informed about any potential changes in PayPal’s stance towards Pakistan or any related official announcements is crucial.


Getting money through PayPal in Pakistan can be tricky since it has yet to be officially available. However, you can receive funds by sharing your PayPal email or creating an invoice for your services or products. People can pay using their PayPal accounts or credit cards.

 Another handy tool is the PayPal.Me link. It’s a unique link you can share, and people can pay you directly. When the money is in your PayPal, the next step is getting it out. Many people in Pakistan use bank accounts from other countries where PayPal is available or ask friends or family living there to help move the funds to a bank in Pakistan. One thing to watch out for is the exchange rate. 

When PayPal changes your dollars or euros into rupees, you might get less than you expect. And because of the unique situation with PayPal in Pakistan, always keep a close eye on your account and respond quickly if you ask any questions.


Xoom, a service owned by PayPal, offers fast international money transfers. It’s a ray of hope for many in Pakistan who want to send or receive money from abroad. Xoom has partnered with several banks in Pakistan to make this process smoother. When you use Xoom to send money to Pakistan, these banks ensure the recipient gets the funds without a hitch.

Some of the notable banks in Pakistan that have partnered with Xoom include:

  • HBL (Habib Bank Limited)
  • MCB (Muslim Commercial Bank)
  • Bank Alfalah
  • Standard Chartered Bank
  • United Bank Limited (UBL)

These banks allow for direct deposits from Xoom, making it convenient for recipients to access their funds. For those without a bank account, some of these banks even offer cash pickup services, thanks to their collaboration with Xoom.

If you’re considering using Xoom in Pakistan, check if your bank is a partner. This ensures a seamless transaction process, saving time and potential complications.

Frequently Asked Questions

Q: Is it Safe to Use PayPal in Pakistan through Friends or Family Abroad?

A: It’s a bit risky. While some people use accounts set up by friends or family in other countries, PayPal might close the account if they find out. So, it’s always a gamble.

Q: Why Doesn’t Pakistan Have PayPal Yet?

a: There are a lot of guesses out there. Some say it’s about business rules in Pakistan; others think it’s about money risks. But really, only PayPal and the Pakistani government know the full story.

Q: Can I Get in Trouble for Using PayPal in Pakistan?

Right now, there’s no specific law in Pakistan against using PayPal. But because PayPal isn’t officially here, using it might go against some of their rules or local banking guidelines. It’s best to be careful.


Everyone in Pakistan is talking about PayPal. It’s because so many people are shopping online or getting jobs from places far away. But there’s a problem: using PayPal in Pakistan can be challenging. Some folks try different ways to use it, but these ways can sometimes be tricky or unsafe. We’re all waiting and hoping that one day, using PayPal will be simple here. Until that day comes, the best thing to do is to be careful. It’s also good to keep learning other ways to send or get money online. And always, always keep an ear out for any news or updates about PayPal coming to Pakistan.


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